Effective Date: April 1, 2025
EuroBlackList (EBL) is dedicated to upholding the highest standards of integrity, transparency, and professionalism in facilitating responsible credit practices across Europe. This Code of Ethics outlines the principles and guidelines that govern EBL's operations and interactions with all stakeholders.
Truthful Engagement: EBL commits to conducting all activities with honesty and sincerity, ensuring that information provided is accurate and complete.
Fair Practices: EBL seeks to operate fairly and honestly, achieving competitive advantage through superior performance and not through unethical or illegal business practices.
Clear Communication: EBL is dedicated to maintaining open and clear communication regarding its processes, criteria for listings, and the rights of all parties involved.
Disclosure of Information: EBL ensures that relevant information is accessible to concerned parties, fostering an environment of trust and openness.
Protection of Data: EBL safeguards confidential information obtained through its operations, refraining from unauthorized use or disclosure. This obligation persists even after the termination of any association with EBL.
Legal Adherence: EBL ensures that all activities comply with applicable laws and regulations, including data protection and privacy laws such as the General Data Protection Regulation (GDPR).
Ethical Conduct: EBL is committed to reporting any illegal or unethical conduct related to its activities and does not tolerate retaliation against individuals who report such conduct in good faith.
Equitable Treatment: EBL promotes fairness in all dealings and does not engage in practices that are discriminatory, manipulative, or deceptive.
Respect for Rights: EBL respects the rights and dignity of individuals and organizations, ensuring that no harm is inflicted through unjust practices.
Due Diligence: EBL exercises due diligence in its operations, ensuring that all actions are justifiable and ethical.
Accountability: EBL holds itself accountable for its conduct and decisions, upholding the principles of this Code and contributing to its credibility and integrity.
Competence: EBL continually seeks to improve its professional competence and supports the development of others within the EBL community.
Respectful Conduct: EBL conducts interactions respectfully, courteously, and in a manner that reflects positively on the platform and its objectives.
Avoidance and Disclosure: EBL avoids conflicts of interest that could compromise its ethical obligations and promptly discloses any potential conflicts for appropriate resolution.
Reporting Violations: EBL encourages reporting any violations of this Code and investigates reported violations promptly, taking appropriate action as necessary.
Non-Retaliation: EBL prohibits retaliation against individuals who report violations of this Code in good faith.